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COBRA Disability Extension

An 11-month coverage extension, in addition to the initial 18 months, may be granted to qualified beneficiaries who were disabled (as defined and determined under the Social Security Act) at the time of the qualifying event or at any time during the first 60 days of COBRA continuation coverage. BCBSMS must receive a copy of the Social Security Administration's disability determination notice within 60 days of the qualified beneficiary receiving the notice and before the end of the initial 18-month period of continuation coverage to be eligible for this extension.