The retiree (or surviving spouse) is responsible for paying 100 percent of the premium for the coverage selected for himself and any covered dependents. Premiums will be deducted from the retiree's monthly PERS retirement benefit, the surviving spouse's monthly PERS survivor benefit, or the retiree (or surviving spouse) will be direct billed by BCBSMS if the monthly PERS benefit is insufficient to cover the cost of the premium. For direct bill participants, premium payments are due on the first of each month. Automatic bank drafts are also available.
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