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Family Members as Employees

Special Rules when Family Members are also Employees

If both husband and wife are eligible employees, each may be covered by the Plan as employees but not as a dependent of the spouse. In addition, if a dependent child is an active employee, he may be covered by the Plan as an employee or as a dependent of his parent up to age 26. Dependent children may be covered as dependents of only one of the parents/stepparents. At no time may a dependent be covered under more than one contract under this Plan. An employee must indicate on the Application for Coverage form if his spouse is also an active employee.

If one spouse terminates employment, he may be added as a dependent under the remaining employee's coverage. In order for the terminated spouse to be added as a dependent, the remaining employee must complete an Application for Coverage form within 60 days of the spouse losing coverage under the Plan.