Employee group term life insurance beneficiary designation is accomplished by the participant accessing Minnesota Life's online beneficiary management tool through the myBlue website. Follow the instructions below to designate a beneficiary with Minnesota Life:
Log in to the Mississippi Blue Cross & Blue Shield of Mississippi website, [http://bcbsms.com](http://bcbsms.com), and click on the My Benefits tab.
Click the Life Benefits section. This section provides the effective date and amount of life insurance coverage.
Click the link in the Life Benefits section and follow the instructions on Minnesota Life's site to submit a beneficiary designation.
Once the beneficiary information is submitted, a confirmation statement will be mailed to the participant's home address. Beneficiary information may be viewed or updated anytime by accessing Minnesota Life's website through the myBlue portal. Questions about designating a life insurance beneficiary or to obtain a paper beneficiary change request form should be directed to Minnesota Life at the number provided in the front inside cover of this Plan Document.
Note: You can elect or change a beneficiary only through Minnesota Life or the BCBSMS secure website portal described above.
If more than one beneficiary is named, the insured should indicate how to divide the benefit among them in whole number increments to total 100 percent. If it is not indicated on the form how the benefit would be divided and the insured dies, the benefit will be divided equally among the named beneficiaries. Contingent beneficiaries may also be named if so desired. Benefits are payable to a contingent beneficiary if the primary beneficiary dies before the insured's date of death. If a beneficiary is not named as of the insured's date of death, Minnesota Life will pay the benefits in accordance with the policy's terms and conditions, in the following order:
Your lawful spouse, if living; otherwise
Your natural and legally adopted children in equal shares, if living; otherwise
Your parents in equal shares, if living; otherwise
Your estate.