Formulary
The formulary is a list of medications covered by the Plan. The formulary consists of both brand and generic drugs. Sometimes, several drugs can treat the same condition, and the Plan may choose some drugs over others. Covered drugs are chosen based on their clinical appropriateness and cost effectiveness. While the formulary may be modified at any time, changes are typically made quarterly. A copy of the Plan's drug formulary may be obtained through the Plan's website at https://www.dfa.ms.gov/insurance or by contacting CVS Caremark directly.
Generic Drugs
Typically, generic drugs cost less than equivalent brand drugs. Because the generic drug copayments are less, participants save money when purchasing generic drugs. Participants are encouraged to use generic drugs whenever possible. To be covered by the Plan, a generic drug must:
Contain the same active ingredients as the brand drug (inactive ingredients may vary).
Be identical in strength, form of dosage and the way it is taken.
Demonstrate bioequivalence with the brand drug.
Have the same indications, dosage recommendations and other label instructions (unless protected by patent or otherwise exclusive to the brand).