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Life Insurance Coverage Amounts and Costs

An active employee's life insurance amount is two times their annual salary, rounded up to the next higher thousand. The minimum amount of life insurance under the Plan for employees is $30,000, and the maximum amount is $100,000.

If an employee's salary changes (increases or decreases), the amount of life insurance coverage may also change. Any change in the amount of the employee's life insurance will be effective on the first day of the month following or coinciding with the change in salary.

## Cost of Coverage for Employees

The employee shares with his employer in the cost of his life insurance premiums. The employee pays half of the monthly premium cost through payroll deduction, and his employer pays the other half.