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Covered Expense

Covered expense is incurred on the date the service is received or rendered. Benefits for covered expenses will be provided only to the extent that the provider can render such service, and payment therefore to the provider by BCBSMS or CVS Caremark as herein provided will constitute a complete discharge of the obligation of the Plan hereunder.

The Plan does not insure against any condition, disease, ailment or injury (including pregnancy and conditions arising from it), but only provides benefits for covered expenses incurred by a participant during his effective dates of coverage under the Plan.